Learn more about our financial services.
Your goals are your own. Our reliable products and strategies help craft a comprehensive financial plan that’s as unique as you are.
We’re independent, so we can help you develop your custom financial strategy from a wide array of products, services and approaches. We can help meet your specific financial needs, no matter how close you are to retirement.
Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.
We want to help you create a lasting legacy. Our estate planning services help ensure your final wishes are honored and your savings are transferred to the people and causes you care about most.
Whether you prefer to “set it and forget it” or you want to more actively participate in your investments, we can help you design a strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.
Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and, in some cases, to help preserve your assets for future generations.
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can guide you in understanding and employing strategies to help ensure your assets are passed to those people or causes you love.
We stay informed on the latest tax laws so that we can implement proactive strategies that may help you save money. Our goal is to structure your investments and finances as tax-efficiently as possible, helping enhance your overall wealth.
We can also refer you to professionals who provide the following services:
Trusts | Probate | Charitable Giving
Our Process
Take the first step toward your dream retirement today.
Your initial consultation is where we can discover whether there is an opportunity to move forward in developing a strong relationship. You’ll talk about where you are in life, where you would like to go and how you would like to get there. We’ll review how our firm works and how we can be a partner in helping you accomplish what is important to you. Then, if we both feel it’s a good fit, we can take the next step.
This will likely be your toughest meeting with us. We’ll have a lot of questions and information to gather. We will need documents, such as Social Security statements, tax returns, pension statements, investment information, wills and health proxies. But more information allows us to better help you thrive in retirement. Once you’ve collected all your documents, we’ll work hard to analyze them all.
Now sit back and relax — but not too much! Be ready with great questions — and lots of them! We believe the best and most successful plans are client-driven. We’ll review your options for the path (or paths) you can take to live your best life. This is a very enjoyable meeting, with a lot of energy, because now you get to see all that hard work you have put in throughout your life finally start to pay off! What could be better?! What you receive from us will NOT be a 50-page document (that you would probably never look at anyway). Instead, you will receive a concise, one-page plan, with information designed to be easy to follow and implement. By the end of this meeting, we hope to have both discovered that a long-term relationship is in each of our best interests. However, it is important that you take some time to think on this before making your decision.
Now, the fun part: implementation. This may involve setting up appointments with other professionals or requesting paperwork from employers. This is just the start, of course, and this process can take time and a couple of meetings to accomplish.
The most important aspect of retirement planning is surprisingly not just the plan we have developed. Rather, it is the ongoing process of reviewing and adjusting things as we go. After all, the chances of your life plan going exactly as we discussed and anticipated aren’t great. Life happens, the world changes and your plan must be flexible to allow for that. That’s why biannual meetings are so important to us, so we can adjust the plan to fit your current needs and trajectory. They’re also great opportunities for us to highlight important retirement topics that affect you in more detail. These meetings usually happen in the spring and fall.
Take the first step toward your best life in retirement.™
It’s never too early — or too late — to take control of your financial future. Get started today by scheduling a meeting, registering for an event or accessing our resource library.
